Category Archives: Premiums

Health Care Uncovered

Posted by Eric Schultz on May 5, 2011 no comments

During the week marking the fifth anniversary of our landmark health care reform in Massachusetts I participated in WCVBTV’s Health Care Uncovered Live Summit. It was an honor to be included in the panel of leaders, and I think we made important strides towards communicating the complexity of health care…

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Categories: Health Care Reform, Health Care System, Premiums, Working with Everyone

Opening the Black Box (Part 2)

Posted by Eric Schultz on December 12, 2010 7 comments

In my last blog, I explained how insurance premiums are calculated for employers having less than 51 employees and for individuals and how state regulations affect those rates. In this blog post I will provide examples that drive a: Premium decrease of 37% Premium increase of 16% Premium increase of…

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Categories: Health Care System, Premiums, Working with Everyone

Opening The Black Box (Part 1)

Posted by Eric Schultz on November 11, 2010 7 comments

How can it be that health insurers indicate that total medical cost is rising 8 – 10% but a small employer may see premium increases as high as 20% – 30%, or more? Increasingly, we read or hear about small employers that were shocked after receiving very large health insurance…

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Categories: Health Care System, Premiums, Working with Everyone